Washington Mutual Platinum Card
Today at Savings Accounts 411, we’re going to look at the Washington Mutual Platinum card.
The WaMu platinum card works just like any other credit card: you charge something, get a bill at the end of your statement and either you pay it off or you pay part of it off. There are quite a few selling points to this card:
No annual fee.
If you’ve got good credit, or even decent credit, there is no reason you should ever pay an annual fee for a credit card. With all the different options today for credit cards, even rewards cards that pay you back and don’t have any annual fees, even with the card moving to Chase Bank, there’s no fee.
Free access to your FICO credit score.
This was by far many people’s favorite aspect of the WaMu Platinum card. Now that Chase Bank has the accounts, this is no longer being offered. Too bad, because if you wanted to check your credit score, all you have to do is jump online at their site, and there your credit score was displayed. They used to also send you alerts if your credit score varies 20 points or more. Chase charges for this.
There are also different perks to this card: a customized spending profile that tells you where you’ve spent money at, report builder that creates a report of your credit card activity within the last 17 months, and a budget calculator. All are complimentary with your online credit card services. All of these things from the old Washington Mutual platinum card are still there with Chase Bank.