Be aware that in many areas, Washington Mutual is now Chase Bank and these rates may or may not apply there.  In most areas, the rates available are the same, but not in all.  Washington Mutual CD rates come in two types: standard and specials, as do Chase accounts.

CD Specials, Washington Mutual Rates
Four special WaMu CD rates are available: 9, 13, 24, and 60 month terms. These have a $10,000 minimum deposit requirement to open.

The 9 month has a 1.01% annual percentage yield (APY), the 13 month has a 1.25% APY, the 24 month a 2.00% APY and the 60 month a 3.00% APY. Chase rates for these special terms are the same.

Two more special terms are available at Chase including an 18 month term at 1.50% APY and a 48 month term at 2.50% APY.

Standard WaMu CD Rates
Standard rates are available in five terms and have a $1,000 minimum deposit requirement. Both the 6 and 12 month Washington Mutual CD rates are 0.25% APY and the 18, 24, and 36 month WaMu CD rates are 1.01% APY.

All Washington Mutual accounts are FDIC insured. If any of these Washington Mutual rates appeal to you, open yours today as rates change regularly and without warning.

For Traditional Washington Mutual CD rates, the returns are based on the balance of the certificate deposit.  Terms are from 1 to 120 months.  For up to $99,999 in deposit, these annual percentage yields (APY) range from 0.25% (1-17 months)  to 1.0% (18-59 months) and to 1.50% (60-120 months).

This WaMu CD is worth looking at for those who prefer to open the account personally and have in-branch service.

For those who want a minimum deposit of $1,000 and prefer much higher yields, WaMu Online offers Washington Mutual CD rates at tiered levels from 6 month terms to 60 months.

Short term 6, 8, and 12 month terms are giving yields of 1.25%, 1.35%, and 1.50% APY respectively.  A special 13-month term gets a yield of 1.75%, so if you’re looking at the one year, you might consider adding a month for the extra APY.  Another special is the 2 year term, which gives a whopping 2.0% APY while the 60 month term gives a 2.5% APY for depositors.  For comparison, the 18 month rate is 1.50% and the 36 and 48 month terms give 1.75% APY.

So there are some good offers for Washington Mutual CD rates if you’re interested in checking out Washington Mutual Online banking.  These accounts will hold their rates even as they move over to Chase.

WaMu 5% 5 Year CD Rates:

One of the best WaMu CDs right now is the WaMu 5 year CD.  These currently carry 5% 5 year CD rates.  For a WaMu 60 month CD, 5% CD interest rates are great current CD rates.

12 Month WaMu Certificate of Deposit:

The 12 Month WaMu certificate of deposit is currently paying a 2.75% high rate certificate of deposit.  While 2.75% APY is the the highest current cd rates for 12 month CDs, it is still a high rate certificate of deposit.  If you are a WaMu customer, you might not care about finding the highest currect cd rates, but instead the ease of saving money with WaMu outweighs the reduction in CD interest rates.

So check out the Washington Mutual CD rates.  I think that you will like the WaMu 5% 5 year CD rates.

Only time will tell if these rates stay competitive, but for now these WaMu CD rates are worth taking a look at.

In a recent article, we discussed the 8 month WaMu CD that is earning a 4.25% APY.  This 4.25% APY is a very good cd rate, but for an additional 4 months you can earn a .25% higher interest rate with this 12 month wamu certificate of deposit.

Washington Mutual online banking keeps coming out with great CDs.  If you would like to learn more about Washington Mutual cd rates, that article provides and overview of the different types of WaMu CDs.  If you are a Washington Mutual online banking customer, check out this WaMu Cd.

A great way to get these washington mutual CD rates is to open a free wamu checking account and wamu savings account.  Use this coupon to sign up for the 4% wamu savings account.

This Washington Mutual CD is only available for purchase through the WaMu online banking website.  You have to buy the WaMu online CD.  If you have never used the Washington Mutual online banking website, don’t worry.  It is extremely easy to use.

This 8 month Wamu CD has a $1,000 minimum purchase requirement.  This is pretty standard for Washington Mutual cds.  Additionally, you should know that these WaMu Cds are FDIC insured.  With all of the concern about Washington Mutual’s stability it is nice to buy FDIC insured CDs.

So if you don’t mind not buying your CD at the Washington Mutual branch location, head on over to the Washington Mutual online banking center and check out their Washington Mutual CD rates.  Again, if you are looking for a short-term CD this 8 month WaMu CD might be a good option.

WaMu 6 month cd:

The Washington Mutual online certificate of deposit is currently paying a 2.00% APY on its 6 month CD.  The interest rate on this WaMu cd is 1.98%.  This WaMu 6 month cd has a minimum deposit of $1,000.

WaMu 8 month cd:

The WaMu 8 month CD is currently paying a 3.25% APY on its 8 month CD.  This is one of the best WaMu CDs that is currently being offered.  The interest rate on this Washington Mutual CD is 3.20%.  This WaMu 8 month cd has a minimum deposit of $1,000.  If you are looking for a short-term place to save money and earn a healthy interest rate, these Washington Mutual CD rates are a good option.

Wamu 60 month CD:

The WaMu 60 month CD is currently paying a 4.00% APY on its 60 month CD.  This is one of the best WaMu CDs that is currently being offered.  The interest rate on this Washington Mutual CD is 3.93%.  This WaMu 60 month cd has a minimum deposit of $1,000.  If you are looking for a longer term cd, these are the best Washington Mutual CD rates.

Washington Mutual CD rates are very competitive.  If you are looking for a CD, you should check out the WaMu.com website.  WaMu CD rates change frequently so you need to monitor their rates closely.